Hi, kids.
This is the part where I would say something to the effect of “fat, old Grampa Bob here”.
Thanks for the heads up, Captain Obvious… seriously, which other Grampa blogs are you guys reading about now?
To be honest, I hope you discover more and more of your ancestors writing things down about the day and age in which they live, sharing their experiences, and how they have dealt with particular problems.
I also hope that you guys avoid some of the problems that Gramma Lisa and I have had to deal with. We’ve been pretty blessed, to be honest with you. We’ve had a degree of success due to good education and more wise decisions than poor decisions.
I hope you do even better. Save a little bit more for a rainy day than we did. Don’t depend on credit cards in times of hardship and financial stress. In this day and age, they have become a bit of a necessity, when you travel you pretty much have no choice but to have a credit card handy to take care of hotel bills and rental cars.
But if you get them, pay them down, every single much. A lot of people get caught in a bit f a trap when it comes to lines of credit.
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Pay cash whenever you can. If you think you need it, and you don’t have the cash for it today, consider waiting rather than using a line of credit.
Unless, of course, it’s on a really good sale.
Hey, go outside and shoot a few hoops or ride your bikes, or whatever it is you guys are doing outside to have fun.
Love you guys… even though we haven’t met yet.
Peace y’all.
